How We Help

Reasonable payments you can afford
A practical monthly payment plan will be established by us based on your current financial situation. This payment plan will dictate the number of months it will take for total debt elimination.

We communicate with your creditors
Once you sign on as a client, we handle any communications with your debt collectors and creditors. We supply you with a special phone number to give them so you no longer have to handle hassling phone calls from them.

We negotiate for you
Your creditors become our concern and we will contract a debt settlement from them that is often 40-60% less than what you currently owe them.

Balance wiped clean
We achieve a zero balance for you. As we negotiate with your creditors, you are notified of all debt reduction settlement offers from them and you have the chance to turn them down or accept them. Once your debt reduction is paid, you owe nothing else. Your balance wiped clean.

Our team of consumer debt advisors reviews each client case independently to create the best debt settlement program that reflects their current life situation and future financial objectives. Each client case is unique so we review your debt relief options and establish an affordable payment plan, taking into account your other fiscal obligations. A special settlement account is created to hold your monthly payments and your consumer debt relief counselor then calculates the number of months it will take you to become debt free based on what you can afford to pay each month.

We handle all communications with your creditors once you become a client and this alleviates your stress of dealing with their oppressive phone calls and letters. Not all debt settlement companies have relationships with the major creditors and debt collectors but our team of counselors at DebtSettlement411 does! We work hard to cultivate and preserve our relationships with countless creditors across the country so you reap the benefits. Because of our excellent rapport and negotiation skills with these creditors, you will receive a favorable consumer debt relief settlement from them that fits within your budget. As a debt settlement company, we operate independently and are not partnered with any creditor. For you, this means we work on your behalf 100%

Our objective at DebtSettlement411 is to ensure you receive a financially manageable payment program which will not only eliminate your debt within 12 to 36 months, but also ensure that your financial solution will make other areas of your life less stressful and easier. We want you to achieve financial independence again so we continually hone our debt settlement services while providing honest counsel, a proven track record of debt settlement success and excellent customer service.